1. Acceptance of Terms

1.1 By accessing or using the Site, you confirm that you have read, understood, and agree to these Terms.
1.2 We reserve the right to modify, update, or change these Terms at any time. The updated version will be effective as soon as it is posted on the Site. Your continued use of the Site after such changes constitutes acceptance of the new Terms.

2. Eligibility

2.1 You must be at least 18 years old or have the legal capacity to enter into binding contracts under applicable law to use this Site.
2.2 By using the Site, you represent and warrant that you meet these eligibility requirements.

3. Description of Services

3.1 The Site is operated by RJK & Co. Depending on what your business does (you can customize this):

• We may offer information, products, or services.
• We may provide content (blog, articles, resources) or consultancy/services (if relevant).
  3.2 We may modify, suspend, or discontinue any part of the services (or the entire Site) at any time, with or without notice.

4. User Conduct / Acceptable Use

You agree not to:

• Use the Site for any unlawful purpose or in violation of any local, national, or international law.
• Post or transmit any harmful, offensive, or inappropriate content.
• Use the Site in a way that could impair, overburden, or disable the Site (for example, DDoS).
• Attempt to gain unauthorized access to parts of the Site, or other accounts, servers, or networks.
• Use any robot, spider, scraper, or other automated means to access the Site for any purpose without our express written permission.

5. Intellectual Property

5.1 All content on the Site — including text, graphics, images, logos, audio, video, software — is owned by or licensed to RJK & Co unless otherwise noted.
5.2 You may not copy, reproduce, republish, download, post, broadcast, transmit, or otherwise use content on the Site for commercial purposes without our prior written permission.
5.3 If you submit any content to the Site (e.g., messages, feedback), you grant RJK & Co a non-exclusive, royalty-free, perpetual, worldwide license to use, modify, adapt, publish, translate, and distribute that content.

6. Disclaimers / No Warranty

6.1 The Site and all content are provided “as is” and “as available.” We make no warranties — express or implied — regarding the Site, its operation, or the information and content on it.
6.2 We do not guarantee that the Site will be error-free, secure, or free from viruses. We disclaim any liability for any damages that may arise from your use of the Site.

7. Limitation of Liability

To the maximum extent permitted by applicable law, RJK & Co will not be liable for:

• Any indirect, incidental, consequential, special or punitive damages arising out of or in connection with your access to or use of the Site.
• Any loss of profits, data, or business.
• Any claim arising from any third party’s actions or content on the Site.

8. Links to Third-Party Sites

8.1 The Site may contain links to third-party websites (“External Sites”) that are not owned or controlled by us.
8.2 We do not endorse or assume any responsibility for the content, privacy policies, or practices of External Sites.
8.3 You acknowledge and agree that RJK & Co is not liable for any loss or damage resulting from your use of External Sites.

9. Termination

9.1 We may suspend or terminate your access to the Site at any time, without prior notice or liability, for any reason (including if you breach these Terms).
9.2 On termination, your right to use the Site will immediately cease. You agree that any provisions which by their nature should survive termination (such as Intellectual Property, Limitation of Liability) will survive.

10. Governing Law and Dispute Resolution

10.1 These Terms are governed by and construed in accordance with the laws of [Your State, India / Location].
10.2 Any dispute arising from or in connection with these Terms or the use of the Site will be subject to the exclusive jurisdiction of the courts of [City, State].

11. Indemnification

You agree to indemnify and hold RJK & Co and its officers, directors, employees, agents, affiliates harmless from any claim, demand, loss, damages, or expense (including reasonable legal fees) arising out of your:

• Use of the Site;
• Violation of these Terms;
• Violation of any rights of a third party.

12. Changes to the Service

We reserve the right to change, suspend, or discontinue any aspect of the Site, including content, features, or availability, at any time without notice or liability.

13. Severability

If any provision of these Terms is found invalid or unenforceable by a court of competent jurisdiction, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

14. Entire Agreement

These Terms constitute the entire agreement between you and RJK & Co regarding your use of the Site and supersede all prior or contemporaneous communications, whether electronic, oral or written.

15. Contact Us

If you have any questions about these Terms, you may contact us at:

RJK & Co
#33/23, Raji Street, Ayyanavaram,
Chennai – 600023.

Email: [info@rjkandco.com]
Phone: [+91 99400 88880]